Well, Frugalites-Even in Florida, there’s a nip in the air and a coolness coming. To combat some of those winter bleahs and save some green, I have today’s frugal tip.
Check into a financial planner. While the initial outlay isn’t cheap, having someone to help you plan your budget and keep you accountable is priceless. Besides, let someone else worry about the crappy market. It’s his therapy bill now, not yours!
Thefrugalteacher's Blog 
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